While I am very excited about going on our first cruise, I am so tired of hearing about various on-board credits which I am supposedly entitled to, but can't actually receive. Apparently our booking already has an "early booking" credit. So we can't receive a first-time cruise credit, a Disney Visa credit, a Disney Club card credit, or the other ones which I can't even recall at this point. I could better understand if the credits were huge, but it just seems to me that it is misleading to mention credits from all these entities when you can only get one credit per stateroom, period. I would really just as soon not even be sent anything else which references them, as it is just aggravating at this point!