So if I buy a resale for VWL or BCV and there is say 25-30 years left until the expiration date and the membership runs out does that mean if I wanted to sell say with 7-10 years left no one would want to buy it anymore? Do we file taxes on the DVC? When we bank points is it only for one year. Like if I banked 2012 I have to use the points by the end of the year 2013? How do you know which use year to buy? Is there a limit on how much they can raise MFs every year?