I am starting to look into resale, and I don't want to be surprised by the cost when it ends up being much more than I expect to pay. In addition to the cost for your points, how much extra can I expect to pay at closing? I do understand that it varies with every agreement, but what all needs paid for? I keep looking at contracts thinking "100 points at __ per point, OK I can swing that" but I don't want to be ambushed by all the additional costs and then waste everyone's time because I didn't account for everything and can't afford it. And when you purchase resale, how do the MF's work? I have mine auto debited monthly from Disney, so will I be able to do that with a resale contract? Thanks for any info!!