We are sailing on the Fantasy in a few weeks. As I did when we last sailed, I calculated the recommended tips and put the cash in little mini envelopes for each position. Then I recalled that tips are now added in automatically. Not a big deal, but we do cash so that we don't have a big credit card charge when we get home. Plus, I take an extra envelope of cash to add in as we see fit, so it's easy to adjust. I'd like to do that again, but I'm worried about asking to have the tips removed. Do the servers/hosts know this and think we won't be tipping them? Is it appropriate to tell them that we'll be tipping in cash? Or, I think we can hand the money over to guest services and still get the coupons and have no credit card charged. I don't know if I want to hand all that cash over and just hope it gets to them though, especially if we don't get the coupons until a few days later. I kind of like handing the servers/hosts the envelope of money, too. So, will they think we are shady by removing the tips? I can live with charging it if that's really best.