We are considering DVC after a recent trip to the World. However, since it only covers your sleeping arrangements, do you veterans of DVC find it saving you money over all? I used to stay at Poly, but with costs we are now staying at POR. I like the idea of DVC and Deluxe, but still seems like alot of money. Seems like paying monthly on DVC and then still having to pay for all your dining, park tickets etc. doesn't get you much back until the DVC loan is paid off? Anyone out there able to give me any insight on what you think? TIA!