putting the credit cards away

I do the same thing: One credit card. I have too many. And at one point, my spending was outta control! But i took care of it I do one "BIG" shop once a month for things we need like diapers and go grocery shopping every 2 weeks and i watch for sales. saves on gas and I find that when i have a list, i stick to that and am less likely to just buy whatever my heart wants! It hard to have the cash ready on hand. we have our pay direct deposited into our checking account. i like the points i get from my CC.
 

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