Thanks for everyone's help so far as we've investigated becoming DVC members. I think we are planning to purchase 150 points at SSR. In addition, my mother is giving me 50 points as a Christmas gift (she's the best! ). This leads to my first question: Can she pay for those points with a credit card if she won't be on the deed? Secondly, I'm not sure what would be the best way to set this up: a 150 point contract with a 50 point add-on or just a straight 200 point contract. Any advice would be much appreciated. I'm going to play with some numbers this weekend and our guide is out of town so I can't talk to him until next week.