Having done much reading and reviewing (thank you for all the fabulous information on here) we are at the point of discussing numbers of points to buy rather than whether to buy or not. We are still tremendously confused about resale versus buying direct and understand there are two camps. DH is very concerned that Disney will alter the parameters on resales in the future which could impact us etc Questions we have that we wondered whether anyone might be able to help: 1) is it possible to book say a 14 night trip and book and pay for only say 5 days worth of Disney dining plan so we have the flexibility to cook / eat off site or do you have to book the dining plan for the entire duration of your stay? If it is possible could you use the 5 days worth of dining plan over the 14 days or just the 5? 2) We are looking at buying enough points for two weeks in a 1bed villa every 2 years. Is it possible to buy at two resorts (1 weeks worth at each) and book 1 week at each 11months out? Are there drawbacks for doing this? (We cannot decide between OKW and BLT) 3) Use year ... Very confused on this. Do we have to have points in our account at the date of making the booking or do they need to be available at the date we would actually check in? Therefore if we owned at more than one resort would we need to have the same use year?