Paying with credit card?

Discussion in 'Purchasing DVC' started by disfanforlife, Mar 29, 2013.

  1. disfanforlife

    disfanforlife DIS Veteran

    Joined:
    Nov 9, 2006
    Messages:
    1,944
    Anyone ever pay for their resale contract with Disney visa? Thought it might be a good idea to make some Disney rewards and then pay off the bill when it is due the next month. I am not talking about using it to finance it, just the convenience.
     
  2. Avatar

    DIS Sponsor The Official Ticket Center is Orlando’s #1 discount attraction ticket agency, selling millions of Walt Disney tickets around the world.



    to hide this adverts.
  3. Sandisw

    Sandisw Moderator Moderator

    Joined:
    Nov 15, 2008
    Messages:
    9,851
    I am not sure if there are any companies that allow you to purchase the entire amount via credit card..I know some will take it for the deposit....
     
  4. bgraham34

    bgraham34 Wilderness Lodger

    Joined:
    Apr 22, 2008
    Messages:
    770
    I don't know of any who will let you pay by credit card. I was only ever able to do the deposit.
     
  5. KristiMc

    KristiMc DIS Veteran

    Joined:
    Jun 27, 2005
    Messages:
    3,564
    I just went on-line yesterday to pay-off my loan and was able to use my Disney Visa to do it. I will pay if off when the bill comes in and will gain ~$100 in rewards $.
     
  6. Missyrose

    Missyrose DIS Veteran

    Joined:
    Jan 18, 2009
    Messages:
    7,585
    The reason the resale title companies won't typically allow more than just the deposit to be charged is because the CC company charge the 3 percent fee. So since the title company doesn't want to only receive 97 percent of the amount you owe, they require wire transfers or cashiers checks.
     
  7. Sandisw

    Sandisw Moderator Moderator

    Joined:
    Nov 15, 2008
    Messages:
    9,851
    Buying through Disney directly does allow for the entire purchase via credit card. I did that when I first bought my BLT points back in 2009. And, you get 6 months, 0% interest when using a Disney Visa.

    You may want to check to see if your payoff of the loan would qualify you for the same thing. Even though we had the money, it was nice to take the 6 months to pay and it didn't affect my ability to use the card each month and not incur finance charges.
     
  8. Sur

    Sur Love the Dis

    Joined:
    Feb 11, 2013
    Messages:
    943
    Exactly. TTS will let you charge it, as long as you will eat the fee. They specifically told me the extra cost, as it pertained to my contract deposit. I'm not sure of the whole cost as I never asked the closing company.
     
  9. disfanforlife

    disfanforlife DIS Veteran

    Joined:
    Nov 9, 2006
    Messages:
    1,944
    Thanks, if I have to eat the fee it's not worth it. I figured it was worth a chance asking but I certainly understand why they wouldn't want to.
     

Share This Page