Hi Diswedwish,
I was also on the fence about these packages. One thing to remember is that while the romance package is a flat fee added on to your package, the gold/silver add on is an additional fee added on per person each night. When I broke it down, I didn't find that it was all that great of a deal. There is SOOO much to do in WDW that I didn't think that I would have the time to enjoy the extra's. And all most all the extras you can purchase with out adding the gold/silver or romance package. The only way this may be beneficial (IMO) is if you and DH plan to eat very expensive meals everyday. Than it may be worth it just for the meals that you would be saving on. But if I remember correctly the plan that includes the meals only includes 2 meals per day per person. Do you think that you will really spend over $100 per day per person on two meals? Well I am just giving you something to think about. I wouldn't want you to pay extra for things that may not benefit you , or that you could just purchase cheaper alone (with out a package add on).
Hope I didn't confuse you more... Good Luck!