I have two pending contracts, both through TSS. The first is a 25 point BWV,25 banked 2011 points,25 banked 2012 points, and 25 points avail 9/1/13. Sept. use year. 79/point. Submitted full price offer 3/16, accepted on the spot. Got contracts same day. Scanned and emailed signed contracts back on 3/18, submitted to Disney same day. Disney waived ROFR on 04/15. Received closing docs via email on 04/16. Husband was out of town, so we signed tonight (04/19) and sent a cashier's check to title company today (free through our bank, and it's sent from there). Will fax papers tomorrow. Other contract is a 90 point HHI, April use year, 180 points available. 57/pt. Submitted offer on 3/21. Got contracts 3/22, sent back, and was submitted to Disney same day (3/22). Passed ROFR on 04/15 Received closing docs on 04/18. Haven't done anything with them yet. Will take care of it over the weekend. Btw, I had heard that closing costs are so much more at HHI, but it's really not that different through TSS than closing at a WDW resort.