Ok so because you are all so smart when it comes to finances this is the first place to go for answers. My question is this. On your paychecks throughout the year do you claim more or less dependents and how does that work out for you? Right now we claim less and usually get a nice refund at the end of the year, however, we are getting to the point where that extra in the pay would be nicer and so we are considering changing what we claim to more and just dealing with the taxes at the end of the year. Do you really get much more back during the year to make it worthwhile? Is this a stupid question?