Hi All, Did anyone watch Oprah yesterday? Our station played a re-run of the show where she had on David Bach, who wrote a bunch of financial advise books. I think he's been on twice so far. What did you think? I thought the idea of automatically have your money taken out of your paycheck and moved elsewhere (401K, savings account) was similar to posts I have read here. he also spoke about automatically making an extra mortgage payment every year - anyone do that?