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October UY - what does that mean?

Discussion in 'Purchasing DVC' started by itutorfortravel, Dec 28, 2013.

  1. itutorfortravel

    itutorfortravel I tutor high school math to pay for my travel addi

    Apr 1, 2008
    What are the implications of an October UY?

    (In terms of booking, canceling, banking, etc)

    Sorry this just really confuses me!

    If it matters, most of our vacations are in December and January with an occasional spring or summer visit...

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  3. disneynutz

    disneynutz DIS Veteran DIS Lifetime Sponsor

    Dec 11, 2006
    October UY is when you get your points each year, more importantly you have 8 months to bank your points so with an Oct UY you have until the end of May to bank your unused points. Points not used or banked are forfeited at the end of your UY.

    Picking the correct UY is free insurance should you need to cancel a reservation and bank.

    :earsboy: Bill
  4. Deb & Bill

    Deb & Bill DVC-Trivia Contest, Apr-2006: Honorable Mention

    Mar 20, 2000
    It means, if you have a July visit on points and have to cancel before June 1, you can bank the points into the next year. But if you have to cancel June 1- JulyX, your points go into holding and you have to use them or lose them before Sept 30.
  5. CarolMN

    CarolMN DVC Co-Moderator Moderator

    Aug 18, 1999

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