No Buy ~ April 2013 Challenge

Discussion in 'The Creative Community' started by PrincessNancy96, Apr 2, 2013.

  1. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

    Joined:
    Dec 28, 2005
    Messages:
    22,509
    Since some of us are looking for some financial freedom this year, I figured this would be a good place to try a new thread.

    Rules are simple: you decide what to track, how to track it and what your goals are. While many people choose to try for as many $0 days as possible (hence the "no buy" title), if some other target works for you, then go for it!

    Good luck to everyone!!!
     
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  3. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

    Joined:
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    Time to start a new month!!!

    I will update my goals shortly....

    Wanted to kick this off while I thought about it!!

    My personal goals:
    Exercise 3 days a week
    Finish 2011 family album by 4/7 done
    Finish AK Swap by 4/26 and mailed by 4/30
    Complete Jan- Jun 2012 family album by 4/30 (doing it PL style)
    Order the next batch of PL style page protectors
    Complete MK 2010 by 4/25

    Eating out only 1 a week
    Scrapbooking buys to only what is needed immediately
    Donation to Goodwill by 4/15
    Dinners prepped for soccer practice nights
    Make list for rest of goals for the month by week


    Goal: 15 no buy days

    WEEK 1:

    4/1 - 0
    4/2 - lunch out; 100 for ACT/SAT registration fees for DS16
    4/3 - milk/a few needs $18; trimmer blades $7
    4/4 - 0
    4/5 - 0
    4/6 - lunch out; renew zoo membership; cat/rabbit food
    4/7 - 0

    NO buy day: 4/15
    Eating out per week: 2

    WEEK 2:
    4/8 - 0
    4/9 - 6.00 for track meet; 20 for pizza for anniversary dinner
    4/10 - 10 for milk
    4/11 - 0
    4/12 - 60 for lunch out after campus tour; groceries
    4/13 - 15 lunch between soccer games
    4/14 - 0

    NO buy day: 7/15
    Eating out per week: 2

    WEEK 3:

    4/15 - 70 for summer clothes; 15 for lunch out
    4/16 - 10 milk
    4/17 - 0
    4/18 - 10 tomato/lettuce
    4/19 - 9 for DS16's haircut
    4/20 -
     
  4. dsneprincess

    dsneprincess DIS Veteran

    Joined:
    Feb 3, 2009
    Messages:
    1,172
    I'm in.

    Goals:
    No clutter, HABA or cleaning items purchased.
    Max 2 dinners out/week (summer goal is 2 per month, so working towards slowly.
    1 no buy day per week (hoping for more!)

    Declutter:
    Finish kitchen cabinets
    Work thru/down scrapbook paper/stickers/etc.
    At least 2 dropoffs at charity.
    April is annual day town picks up any trash. Need to get a list started of stuff we have set aside for this so not to forget anything!

    Good luck to everyone with their goals!
     
  5. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

    Joined:
    Feb 18, 2005
    Messages:
    23,505
    UGH, I really need to do something for April, but I'm not off to a good start.

    I need to tally my purchases for the last 2 days.
     
  6. MommyBell08

    MommyBell08 DIS Veteran

    Joined:
    Feb 23, 2010
    Messages:
    897
    Im so happy to find this thread, I did this a few years back, and it helped us get to debt free, so hopefully this time we stay that way! He's my story. Time to put on my big girl pants. We just moved to Louisville, KY. My husband got a great job opportunity we couldn't pass up. We had a trip planned to Disney in December but since then have had to sell our DVC and are going to purchase a home here. Im sad. I feel so blessed to be able to move to a great area and my husband to have a more safe, stable job,(he was previously an Iron Worker) but I was so looking forward to our trip. Our goal now is to pay off our debt and save as much as possible before we purchase again. We have a place to stay with family until we buy. We are paying very little for the time being. Then when we get into a new home, we plan our trip again... not this year, but we will get back to the world!pixiedust: Anyways, I need to save like crazy and pay off spending from the move (and maybe a little from before the move;)). I'm going to track all spending here so here goes. Starting today. Goal is 15 no buys this month.
    :thumbsup2*1/15 NO BUYS* :wizard:*0/5 cc's to pay off*

    April
    2- No Buy:thumbsup2
    3-
    4-
    5-
    6-
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  7. dsneprincess

    dsneprincess DIS Veteran

    Joined:
    Feb 3, 2009
    Messages:
    1,172
    Hello, MommyBell08. Congrats on your big move & new life. I wish you only good things & no-buy days!
     
  8. MommyBell08

    MommyBell08 DIS Veteran

    Joined:
    Feb 23, 2010
    Messages:
    897
    Thanks a bunch:) Glad to be here!
     
  9. rlovew

    rlovew Moderator Moderator

    Joined:
    Mar 12, 2006
    Messages:
    13,473
    Welcome to those that are new!

    I need to get back to this now that we are healing.

    Personal Goals:
    Exercise 4 times per week
    track my calories
    eat less processed foods

    Household Goals:
    pack 2 rooms for flooring replacement
    get rid of at least 2 boxes of stuff

    Eating Out: Sundays, Wednesday Mornings(this is $5 and I am leading a Bible study while I do this), and 1 other time every other week
    Scrapping: No buying unless it is needed immediately, finish re-cleaning scrap room, complete at least 20 pages of Samantha's wedding or church album

    April:
    1- groceries- $20 (for a meal I was fixing for our entire Bible study- each family does 1 time per month) scrapping- $32 for bimonthly kit
    2- no buy
    3- groceries (meat for next 3 months)- $509 and eating lunch out $15


    Rebecca
     
  10. MommyBell08

    MommyBell08 DIS Veteran

    Joined:
    Feb 23, 2010
    Messages:
    897
    Im so happy to find this thread, I did this a few years back, and it helped us get to debt free, so hopefully this time we stay that way! He's my story. Time to put on my big girl pants. We just moved to Louisville, KY. My husband got a great job opportunity we couldn't pass up. We had a trip planned to Disney in December but since then have had to sell our DVC and are going to purchase a home here. Im sad. I feel so blessed to be able to move to a great area and my husband to have a more safe, stable job,(he was previously an Iron Worker) but I was so looking forward to our trip. Our goal now is to pay off our debt and save as much as possible before we purchase again. We have a place to stay with family until we buy. We are paying very little for the time being. Then when we get into a new home, we plan our trip again... not this year, but we will get back to the world!pixiedust: Anyways, I need to save like crazy and pay off spending from the move (and maybe a little from before the move;)). I'm going to track all spending here so here goes. Starting today. Goal is 15 no buys this month.
    :thumbsup2*2/15 NO BUYS* :wizard:*0/5 cc's to pay off*

    April
    2- No Buy:thumbsup2
    3- No Buy:cool1:
    4-
    5-
    6-
    7-
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  11. Where'sPiglet?

    Where'sPiglet? DIS Veteran

    Joined:
    Dec 17, 2007
    Messages:
    5,237
    I need to get back into this.

    I have a trip to Disneyland coming up soon. Today, I changed some flights ($$) and added a trip to NYC on the way to Disneyland. :rolleyes1 I don't like to fly and I'm actually pretty good with geography. But I now have a 3 day layover in NYC on my way from New Orleans to Los Angeles. :rotfl: It will be great! :woohoo:
     
  12. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

    Joined:
    Dec 28, 2005
    Messages:
    22,509
    :welcome: to our new NO buy members!!!

    I had to run out and buy MILK yesterday and DH stop at bought blades for my paper trimmer... I think they have cheapened up their blades.. I seem to go through them just as fast as MILK any more!

    Off to update my OP with the info..
     
  13. BernardandMissBianca

    BernardandMissBianca <font color=red>I just love a dancing banana!<br>< Moderator

    Joined:
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    Messages:
    23,505
    Looks like it will be no buy day for me today! WOOHOO!!
     
  14. MommyBell08

    MommyBell08 DIS Veteran

    Joined:
    Feb 23, 2010
    Messages:
    897
    Im so happy to find this thread, I did this a few years back, and it helped us get to debt free, so hopefully this time we stay that way! He's my story. Time to put on my big girl pants. We just moved to Louisville, KY. My husband got a great job opportunity we couldn't pass up. We had a trip planned to Disney in December but since then have had to sell our DVC and are going to purchase a home here. Im sad. I feel so blessed to be able to move to a great area and my husband to have a more safe, stable job,(he was previously an Iron Worker) but I was so looking forward to our trip. Our goal now is to pay off our debt and save as much as possible before we purchase again. We have a place to stay with family until we buy. We are paying very little for the time being. Then when we get into a new home, we plan our trip again... not this year, but we will get back to the world!pixiedust: Anyways, I need to save like crazy and pay off spending from the move (and maybe a little from before the move;)). I'm going to track all spending here so here goes. Starting today. Goal is 15 no buys this month.
    :thumbsup2*2/15 NO BUYS* :wizard:*0/5 cc's to pay off*

    April
    2- No Buy:thumbsup2
    3- No Buy:cool1:
    4- $51.50 Bathing suits for the kids
    5- $98.05 Disney On Ice Tickets (had to get my fix, dont judge LOL:rotfl2:)
    6-
    7-
    8-
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    30-[/QUOTE]
     
  15. JJ&JHsmom

    JJ&JHsmom DIS Veteran

    Joined:
    Apr 4, 2009
    Messages:
    4,569
    I'm in, need to do better this month, March was a little rough!

    My goals for April:

    Take out only twice-this seems to be working for now
    stick to only budgeted items
    at least 15 no buy days
    put away $50 per week for upcoming vacations


    April 1 no buy
    April 2 no buy
    April 3 airfare for 2 to Orlando, was more than I budgeted but will be worth it.:)
    April 4 no buy
    April 5 no buy $50 toward vacations
    April 6 Gas, $43, paid bills
    April 7 groceries $104.38

    April 8 no buy
    April 9 no buy
    April 10 no buy
    April 11 no buy
    April 12 no buy
    April 13 paid bill, $93 2 pairs capris, 3 yoga pants, 1 legging, 1 yoga short, 1 beach cover, $25 dinner
    April 14 Gas $43.52, Groceries $113.61

    April 15, no buy
    April 16, no buy
    April 17, no buy
    April 18, dinner out, used gift card
    April 19, paid bill, shopping - $52.95 2 pairs capris, 3 shirts, 1 pair shoes, $38.37 2 pairs capris and 1 pair shorts, shorts will be returned as DS didn't like them.
    April 20, $25 dinner and all day crop
    April 21, Gas $35, Groceries $ 89.77, pay final installment of car insurance

    April 22
    April 23
    April 24
    April 25
    April 26
    April 27
    April 28
     
  16. MommyBell08

    MommyBell08 DIS Veteran

    Joined:
    Feb 23, 2010
    Messages:
    897
    Im so happy to find this thread, I did this a few years back, and it helped us get to debt free, so hopefully this time we stay that way! He's my story. Time to put on my big girl pants. We just moved to Louisville, KY. My husband got a great job opportunity we couldn't pass up. We had a trip planned to Disney in December but since then have had to sell our DVC and are going to purchase a home here. Im sad. I feel so blessed to be able to move to a great area and my husband to have a more safe, stable job,(he was previously an Iron Worker) but I was so looking forward to our trip. Our goal now is to pay off our debt and save as much as possible before we purchase again. We have a place to stay with family until we buy. We are paying very little for the time being. Then when we get into a new home, we plan our trip again... not this year, but we will get back to the world!pixiedust: Anyways, I need to save like crazy and pay off spending from the move (and maybe a little from before the move;)). I'm going to track all spending here so here goes. Starting today. Goal is 15 no buys this month. ...ps i don't count spending that is bills gas or groceries...
    :thumbsup2*2/15 NO BUYS* :wizard:*0/5 cc's to pay off*

    April
    2- No Buy:thumbsup2
    3- No Buy:cool1:
    4- $51.50 Bathing suits for the kids
    5- $98.05 Disney On Ice Tickets (had to get my fix, dont judge LOL:rotfl2:)
    6- $4.00 ballons and card for hubbys b-day
    7-
    8-
    9-
    10-
    11-
    12-
    13-
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    29-
    30-[/QUOTE][/QUOTE]
     
  17. annsteere

    annsteere DIS Veteran

    Joined:
    Dec 24, 2000
    Messages:
    1,213
    My target is NO unnecessary spending for the whole month! I try to do this 3 months a year (Jan, April, and Sept). It really helps the budget and it reminds me to be grateful for how much we already have.

    So far- no spending at all except for our tithe at church yesterday:)

    Gotta get milk today but that is a necessity, so it doesn't count against my goal.

    Our 40th wedding anniversary is at the end of the month. We will choose to make an exception for that.
     
  18. PrincessNancy96

    PrincessNancy96 Scrapbook Mom Moderator

    Joined:
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    Messages:
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    How is everyone doing?
    I updated mine doing fair but have had some extra expenditures for summer clothes since JCP had a great sale!
     
  19. JJ&JHsmom

    JJ&JHsmom DIS Veteran

    Joined:
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    Messages:
    4,569
    We are doing okay. Have started spring/summer shopping but have hit sales and am using coupons and gift cards so that is helping.

    Nan, thanks for keeping this going as it is really helping me stick to the budget I set for us!
     

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