Hi Kencad MOM... I took the same MR cruise in Jan.. We had a BLAST!!! In PV we did a whole city tour.. We did not book thru Disney bc it was WAAAY to EXPENSIVE.. When you get off the ship there is a little shopping area and a TON of tour guides out trying to get your business. There were 11 of us and we did a van tour which took us around the city, dropped us off and waited while we did shopping in town, took us up into the rain forest where the ziplines are located, took us to the Tequila brewery to take that tour, took us to the beach and waited for us while kids played in the water and we sat on the beach and had food and drinks.. The best part of the tour was the Tequila brewery! You CAN'T miss out on that! Awesome Tequila and absolutely fun!! For all 11 of us we only paid $100 for the whole tour... Can't beat that price..
In Cabo we did the same thing... Got off the ship and grabbed a tour guide out there and worked out our own deal. Got the glass bottom boat tour, which took us to see the fish, seals, rock formations, took us to Lovers beach were we chilled for about 2 hours, picked us up and took us & dropped us where we could do some shopping then picked us up and dropd us off on the main beach with all the cantinas.. For our group that cost $70.. While on the main beach we rented a jet ski for 1 hour for $60..
My suggestion is, if you feel comfortable, don't book your basic excusions thru Disney. I absolutely LOVE Disney but they are just TOO EXPENSIVE when it comes to that.. Get off the ship and do what we did... DON'T be afraid to negotiate... They will offer you a high price but you can DEFINITELY bring that price down.. Stick to the tourist areas.. And take a LOT of $1 bills... EVERYONE wants a tip so be careful.. If you can carry your own bags then carry them, bc if you hand your bag (or your child lol) to anyone while your getting off a tour boat or van they WILL want a tip! Hope these tips help...
I hope you and your family have a GREAT time!!!