Ok, I'll tackle some of these....
Unlimited Park Hoppers are available for 3 night stay. However, these are the most expensive passes, and must be purchased for your entire length of stay. That means you pay for check in and out days. Since we don't usually go to the park on either arrival or departure days, these end up being very expensive.
Another option is to go to the
Disney store and buy a 4 or 5 day Parkhopper Plus pass. The unused days NEVER expire, so if you will ever in your entire life make another trip to WDW, they can be used. I have a friend who bought kid passes for her kids and used the leftover days for her grandchildren! Technically, these passes are to be used by one person, but there's currently no system verifying that.
You put the
DCL tags on at the resort when you are preparing to go to the cruise. You claim your own bags at MCO and proceed to the transportation. The idea is that you don't want the bags to accidentally end up on the wrong ship!
If you have 3 or more people, it is frequently cheaper to use a private limo service than to use DCL transfers. ANother advantage to private limo is that YOU determine the schedule, not DCL, and that it will pick you up at any hotel.
Cruise hotels....not necessarily an all inclusive list....Grand Fla, Poly, Contemp, Port Orleans, Carib. beach, Boardwalk. These, I know for sure are. I know that none of the budget class hotels are "cruise hotels" (that means, no All Stars). I'm honestly not sure about ANimal Kingdom Lodge or Beach Club....we've stayed there, but not with cruises.
I know for sure that Old Key West is NOT one.
You really can save by doing your own package, but be sure to buy your insurance privately if you do this. The DCL insurance will cover only the cruise portion if you break up the package.
How to save--buy the type of pass you will use, rather than the unlimited park hoppers. Typical savings $40 or more per person. Private limo rather than DCL transfers (break even point is 3 adults, coupon available at
www.castawayclub.com) You pay by the vehicle, rather than by the person. Watch for hotel specials--off season, you can save a lot.
www.mousesavers.com is a good site for current deals.