we're just back from Beach Club 9/26 - 10/1. We actually followed Tour Guide Mike's advice and really never waited for anything. We joked this morning that the wait for the women's bathroom at the airport today was our longest wait. It DID seem crowded everywhere, lobby, MNSSHP, walkways, but the rides were never long. Even if the stand by time said 20 minutes, if we asked the CM there they would tell us it was shorter. I tried to get fast passes for space mountain and a few others and the CM just laughed and said I wouldn't need them. I think it's a matter of knowing where the crowds are and staying away from those parks.
The love bugs didn't even bother me. They were nonexistent at MK and AK, but everywhere later in the week at Blizzard Beach ( they like water AND white).