We feel it was well worth it, but we don't calculate it to the penny. We wanted to eat there and we already had plans to eat offsite one day, so we had the extra credits.
And it was probably our favorite meal of the trip, so we feel it was well worth it.
Oh, and we had the Whole Maine Lobster, which was just incredible!! Just an FYI, the lobster tails in the surf & turf are not the same as the Whole Maine Lobster. They come from different waters and do taste differently.