Worth is subjective. If you are one who likes the All inclusive feeling of prepaid dining and doesn't mind paying for items you may or may not utilize in order to have that all inclusive feeling it will be worth it for you. For my family we have decided unless it is free dining it is not "worth it" to pre-purchase dining. While we typically spend a nearly identical dollar amount for OOP versus dining plan we are able to get exactly what we want without any restrictions place on our choices. If we want a appetizer and no dessert it is no problem. If we feel like paying a dollar for a banana versus using a snack credit I am not thinking that buying a 4.00 item would have been a better use of that snack credit instead of getting the banana I really wanted. So again worth is subjective. Now the thing I have found is most people who "save" use the calculator to add up exactly item for item OOP and dining plan costs. Real life eating doesn't always mimic dining plan allotments and that is where OOP can be a savings.,.
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