Well, OK, I'm a newbie, but I found out about this board and joined because there WAS help with some of the rewards programs! I don't understand the problem some people have with this issue....if the program is getting paid based on our answers, whether it is to trivia or questions about a TV program, how are we hurting them? Morality aside, and frankly I see nothing morally questionable about people helping each other, I have never found anything in any rewards program's TOS stating that one must seek out these answers without any help from anyone. These program people read these boards, and some of them are even posters. They know that we help each other. Do you not suppose that if they objected to it they would say so in their TOS?