Background: DH and I are separating, and I'd to have my own credit card in my name. We currently have a joint Disney Visa that I put EVERYTHING on (and have always paid in full every month). I have excellent credit. I'm leaning towards a MC through USAA, or perhaps the Soutwest Visa (free flights would be nice, but I don't know if I'd rack pts up fast enough). But I'll probably not use it a ton and keep the Disney one for everyday purchases. Anybody have any suggestions? Anything to absolutely stay away from?