lorenni
DIS Veteran
- Joined
- Aug 27, 2012
Do you go ahead and book your home resort at 11 months just in case and then try to get into the other resort at 7 months? Does this create any problems with "tying up your points"? Sorry if this is a silly question. We are researching buying into DVC and this is something that I was wondering about.
Yes, I generally do this (book at my home resort before the 7 month mark and then switch if we want to try a different resort). But this can impact your points negatively if your home resort is a higher point resort. For instance, my home resort is BLT and if I book a 2 bedroom for a week, that's more points than a 2 bedroom at some other resorts. If I borrowed points to make the BLT reservation, they won't be "unborrowed" if I change to a lower point resort.
This year I borrowed 2017 points to make a BLT reservation for 2016. At the 7 month mark I switched to the same type room at BCV. The total points required was two points less. So I was refunded 2 points from my 2016 basket - not my 2017 basket. Not a big deal because we're planning another trip in 2017 so I can bank those 2 points from the 2016 basket and use them in 2017. And also because it's only 2 points. But if it had been a lot more points and/or I didn't plan to go again next year, not being able to get back those borrowed points could have been a negative.
FYI I think this gets more complicated depending on when your use year is. Mine is Feb so I basically treat it in my head as calendar year. I would need a spreadsheet if I had a middle of the year use year.