I called my sales guy at dvc and well I'm thinking about buying direct. Due to more option at staying at disney, over the years. From what I under stand if u buy direct u get al option resale only on site disney correct. Also looked into resale and most have used pts for 2013. D like option to use pts for disney adv. even though prob not great value but I'm sure it off sets some of the price. Thinking 150 to 160 pts. For now. Help lol. They r offering 2012 2013 pts for normal price and like the uy of sept