There are three of us here who work full time and pay out a fortune in Tax , national insurance etc etc.
We are probably the second highest taxed nation on earth ( I think Norway has the edge)
What we get is a basic, no choice sickness service with average standards.
For example.
It took three visits to the ER for them to identify a broken arm and a broken leg in a three year old child who had fallen down stairs!!!!
It took two visits to set a broken wrist correctly in a lady of 40 something.
The same lady of 40 soemthing had previously broken a foot in the same year.
Can we get a bone density scan out of the NHS to see if she is developing osteoporosis...........can we carrots.
And if you want physiotherapy, you go at the back of a long waiting list as you are classed as low need, needles to say we pay cash and go private.
If you go to the GP with flu like symptoms and you work in forrestry or complete outdoor activities in these areas, are you offered a test for Lyme disease , my bet would be no.
http://en.wikipedia.org/wiki/Lyme_disease
However, if you do get an appointment with a GP after taking a day off work to visit them during office hours, they will measure you, weigh you, take your blood pressure and then ask you if you have ever smoked before you even get to discuss what your concern my be.
And then you will be prescribed the cheapest generic medication available, because if you get prescribed the good stuff, your poor GP will get penalised by his local PCT.
If we could stop paying taxes and pay for a private scheme where we had some choice in the level of service that we get, then this would suit us much better.
I have a good friend who is married to a lady from Lithuania. When their child was sick and a visist to the ER room in an English hospital gave them no support, they got on a cheap flight to LIthuania and lo and behold, the child actually needed IV antibiotics as it had a serious infection. They were given copies of all the tests that were carried out together with a list of likley causes, all typed out in english.
Sadly we pay a fortune in tax so that my family and another 20 families that dont pay tax, can have access to a one size fits all sickness service.
I can see how, if you are low income that the UK system looks like nirvana, especially if you are a recent arrived person from abroad with no such state service, but if you need a service that will help you to stay healthy and keep in work and keep paying your taxes and mortage, then I would be for the american system.
Edit, none of us here gets employer private cover, if we go private, we spend our savings