Okay friends, the bonehead question for the night. How on Earth does paying for a package work? We aren't normal "vacation package" people, I tend to do my own planning and organizing and have little need for a prepackaged anything. However, the Disneyland stuff seems different. If you do the package, you get the extra goodies (TTMM, for instance)...and after comparing the packages, the Costco packages look good for the extras they throw in. If I'm correct, it's pretty much exact pricing and perks via Disney Vacations with the addition of a free character meal and a $20 gift card. If it's not the best one, can someone let me know some other places to look? Now, here's what I can't find out easily enough, so I beg to you with experience to shed some light. When I book, I pay a deposit? If I cancel, what happens? If I change the plan in any way (dates, hotel choice, room quality, number of guests, etc), what happens? CAN I change the plan in any way? Do I need travel insurance just to cancel for no reason by X date, or can I do that without the insurance and just pay a nominal fee, or ?? Specifically with the Costco packages if anyone knows, a vague "this is what usually happens in a package deal" would also be helpful if no one knows the Costco specifics. I would love to book the package just like a regular "reservation" at a hotel with a CC guarantee and lock in closer to the trip (not until next May). If we decide not to go, we cancel, no one is out. But I am thinking that ain't gonna happen. One final question, what if I book a room at the resort (PP) now and just hold it with a credit card guarantee (no charges), then later can I add on all the package goodies when I know we are for sure going to go? I realize I can't fiddle with Costco or some other company to do that, but can I do that through Disney at a later date? I guess I am trying to have my cake (a package) and eat it too (without paying anything in advance, or too far in advance, at least)...to me, it doesn't seem like too odd a concept since I never pay for my hotels until I check-in and then check-out. But I must be missing something??? I'm trying to plan a trip with my best girlfriend from college and her kids and so it's just a bit more complicated since it's two separate parties paying. I'd love to just pay for the trip at the time of the trip, especially since we're looking at May 08. HELP! Thanks in advance, oh wise DISers and travel-agents-in-another-lifers!