We have several rooms with our families mixed around. 1. First of all, if you have two adults in a stateroom, does it all (charges) go to the room as a total or each individual person? 2. My two kids with charging privileges are in my mom's room. Can I fill out that form in our document booklet and all their charges will go on my card or does it have to go to my mom's 3. If it all goes to one main account per room, will it be listed per person on the ID? 4. Can one really pay by personal check? And so, is it EFT?