lilpooh108
DIS Veteran
- Joined
- Apr 17, 2010
However, dipping into your retirement is not a bad idea as long as you "pay back" your retirement savings. I'm assuming the OP doesn't have much in the way of non-retirement savings/investments to tap into, otherwise he/she wouldn't be in this pickle.
There are usually some pretty serious tax implications and penalties for doing so. I'm no CPA, but I'm almost certain that this is a really really bad idea.
And there is no pickle if she takes away the pickle -- ie, cancel the vacation. Disappointment, yes. Dire financial straits? No. Problem solved.
And guess what, I've been on an end of Oct cruise. Not packed at all. Schools are in session, still hurricane season, not on any kind of holiday weekend. My guess is she might even see a VGT rate after PIF.