For us,
DDP = not having to think about/budget money while we are on vacation. If we did, I know my husband would just say, "I'm not hungry", and I wouldn't order much, either...all in favor of not spending $, even if we were hungry.
That said, we get the room discount, and for now, 3 of us will be considered adults and 2 children. When all of us are considered adults, then we will re-evaluate things. As for now, my room discount = $3000, and the dining costs us ~ $1800 for 10 days. So, the room discount without "locked-in" dates works for us.
I get this--from a psychological perspective, the
Disney Dining Plan lets you relax and not think about prices.
It's one of the reasons we did the Dining Plan on our honeymoon, but we found that we were still thinking about prices (trying to order the most expensive items to maximize our value). Since then, we've tried to just get past the psychology of it all, and order what we want, when we want.
Food is a very large part of why my husband loves going to Disney. He likes to try all the different table service restaurants. We would not be able to eat a TS meal each night without the dining plan. Our stays are about family fun, and that includes meal time. We do a lot of character meals too as my son is still very much interested in them. We have 4 scheduled with our trip that will begin in 2 weeks! The first time we came to Disney we were total newbies who knew nothing and I paid full price for the room and the dining plan on top of that. The second time we went we had a 40% off room discount and paid for the DP. The third time we went we had a 30% off room discount and paid for the DP. Now we are paying summer rates with a free dining plan. My son is now 10, so a Disney adult. He is a big eater who also likes to try new foods, so having the DP will allow him to try meals he may not have gotten a chance to before. For me I love that lunch and dinner are taken care of. I don't have to worry about setting aside money for food or snacks. It is already taken care of through the DP. For us we get the DP with every visit and it is just a huge plus when it is free.
This is what I don't quite understand. Assuming the Dining Plan only saves you about 20-30% IF you maximize its value and IF your eating habits align with it perfectly (so you don't force yourself to overconsume or have leftover credits), you could save almost as much with Tables in Wonderland.
If even one of those assumptions is false (it doesn't save you that much, you don't maximize its value, you overconsume because of it, or you have leftover credits), it doesn't save you money.
You say it's a huge plus if it's free, but as you demonstrated earlier in your post, it's not free, because there are alternate discounts you're getting if you don't get it.
I can understand it being nice to have your food pre-paid, but what would be so different about setting aside money before the vacation in weekly increments and purchasing Disney gift cards with that money (if you really need the psychological disconnect).
I'm not trying to attack the quoted poster--this is just a general comment--it makes me cringe when I read remarks about the dining plan allowing people not to worry about money on vacation because it's pre-paid so they don't fear their credit card bill after the trip. Comments like that, to me, are indicative of the lack of budgeting so pervasive in our society, and endemic of many of our present "problems."
With all of the compulsive planning Disney fans do, is it really that difficult to look at menus in advance of a trip and get a rough idea of what dining will cost and set aside that amount of money in advance? Granted, it may not be the exact amount food costs, but err on the side of setting aside too much if that's a concern.