I have been a stay at home mom for the past 12 years. We have 5 children. The oldest is a freshman in high school and the youngest is in kindergarten. I am now trying to decide when to go back to work. I taught high school for several years before having children and would want to return to teaching either junior high or high school- if I can find a job. My question is this- how would my 2nd income affect college financial aid? My dh makes anywhere from 80 to 90,000 a year. Will we qualify for financial aid based on this? I guess I am more interested in money my dd won't have to repay. I have been trying to read up on college aid and have looked at expected family contribution. If our EFC is $12000, will colleges help us with the difference by giving my daughter grants? If I go back to work and make $40,000 a year I doubt we will qualify for any aid. We also have an 8th grader- so we will have at least 2 in college at a time. Or am I being silly to even think about college aid? I know that work will add a lot of stress to our life but I will do it if necessary. Thanks for any input.