I will have $500-$550 by the time we go on our trip. Our vacation is completely paid for. We have the quick service dining plan but because of character meals (that are already paid for!) it leaves us with only have to pay for 4 meals out of pocket and I figure we'll buy 4 breakfasts since that's the cheapest meal to buy. There will be 4 of us, but my youngest probably can always eat off everyone else's plates. We have no problem just drinking water in the parks with refillable water bottles we're bringing. I'm not going crazy with souvenirs because we already have (already bought) a lot of Disney gifts the girls will be getting down there, it's basically our Christmas. I only plan on buying a few more things like a magnet, picture frame that says the year on it, maybe a cheap snow globe. That's most likely it. SO in my opinion I think the amount I'm bringing will be fine. But everyone I bring it up with makes it sound like I need WAAAAAAY more. I just don't see it! I also know I won't be able to save up any more than that, $550 TOPS $500 minimum.