Hey gang, I'm sure you get this all the time and I'm sure you're tired of answering questions from people like me, so thanks in advance. I've tried to navigate it as much as I can on my own, with mixed results. I ask Disney and they make it sound like I'm a dope for not having a DVC right now, I investigate online and find that people's opinions vary wildly... So, here I am. I'm thinking about doing a DVC somewhere in the EPCOT/DTD area (EPCOT is our favorite park, though we spend a ton of time at DTD). Leaning towards Boardwalk or maybe OKW (if there was a Poly DVC, it'd be a no-brainer... We'd buy in for sure). I'm just having a hard time figuring out if, cost wise, it would be smart for us. We seriously considered it before, but we ended up passing because we'd be losing free dining and since dining is huge for us, we figured it wasn't a good fit. Now that free dining is done away with... We're reconsidering again. We are a family of 5, two adults, one child together, two children from a previous marriage. Right now, us adults go twice a year at least, off season, a week at a time. Now that our child together is almost 3 (and no longer free) and has been to Disney, we're thinking of either adding a trip (again, offseason) for all of us, or doing one trip out of our normal two with him. Eventually, when all the kids are over 5 (so... 2 years) we want to be able to bring all 3 and stay offseason. We've always enjoyed staying at places like Pop and didn't put too much emphasis on rooms or room quality, but having just gotten back from a Deluxe resort, I have to say, I liked the experience a lot and while I wouldn't be sad going back to places like Pop, I'd be happy to just keep doing the Deluxe experience. That said, I'm thinking that if we start bringing the kids, the cost of the vacation will go up pretty significantly... Hovering around what it'd cost for the two of us to do Deluxe if it was just the two of us. We're wondering if there's potential for real savings in there for us, enough that would maybe squeeze us from 2 trips to 3 trips, or save a decent amount of money on the two trips we take... For the two of us initially, then for the whole herd of us after that. We don't mind buying DDP separate, now that free dining is off the table, and we're probably going to get two adult APs if we do DVC. Would a DVC for our family situation be cost-effective, or would it be more of a hassle then it's worth? The cost is kind of a gulper, but we spend already on average 4-5k per year on Disney trips for the past 3 years. We'd like to keep our travel to Disney just as regular, if not moreso, so maybe DVC is the way to slide? Two things that I can say for certain, 100%, iron-clad certainty, since I know this comes up when we talk about DVC: We will never, ever stay off property, regardless of how much it may save us. Never an option or even a consideration. We will never, ever, for any reason or circumstance beyond winning a free trip, travel during an on-season or peak period. Even with bringing the kids and school considerations. Never, ever, ever, ever, ever will we do it. We will travel exclusively during off-season, without exception. We don't so much care about the resort as we do the location. We want to be near EPCOT preferably, DTD as a second option. The cheapest option close to those two areas. Don't care about views, ambiance, or any of that... Just location. I'll be honest, I'm not so familiar on the points and how they work, so any insight would be awesome. What do I give up by going DVC over resort?