I have priced out all of our ADR's and what we will spend on thosr meals paying out of pocket. I did not add dessert to every meal because we dont eat dessert every time. I also did not add refillable mugs. So for five days (2 kids, 2 adults) i figured out 650.00 OOP or 727 on DP. Should i just buy dining plan for ease, dessert, and mugs since it is only 75.00 more?? I am scared i have underestimated for OOP and end up spending more than the cost of dining plan. Thoughts anyone??