Downfalls to being in a constant state of Borrowing..... I am new to this whole wonderful world of DVC and so far have found ourselves in a state of borrowing.... A December use year doesnt help!! LOL What should we be concerned with...... any downfalls I am missing?? We have borrowed all our 2002 points....... and if the trend continues ( gotta borrow again for next years trips) will we find ourselves in trouble? Should we restrain ourselves from vacationing next year to get "with the program" ? Thanks for your insights!!!