My fiance and I are looking for a good way to finance future Disney trips as well as earn some extra perk for the park. Is the Disney Visa the way to go? Are there any hidden charges or anything that we should know about before we jump into getting a Disney Visa? I've refused to get a credit card up until I heard that I could get free spending money for Disney! My fiance has had a credit card for 3 years or so and is very responsible with what he puts on it. I'm just looking for some advice from Disney Visa holders. Thank you!!