I just called chase and they told me that I would get a credit on my credit card in the next billing cycle so that is pretty fast. I use credit cards like cash and pay off the balance every month so I've done a lot of these offers over the years. Most cards usually make you wait until the end of the 3 month period. The guy told me since I signed up for the offer online that I would get a credit on my card credit, as opposed to a gift card if I had mailed the card application in. That kind of stinks but its free money in time for our trip at the end of September so I'm not complaining.