Disney Credit Card

[ghostwriter]

A little confused. Do you get 6 months free intrest on all you purchases or just the ones related to disney??????
I got the card with a very low spending amount.
I have never been offered an amount this low. It actually made me laugh.
Think I might call and cancel it. Who needs another credit card. There are plenty of them out there that will give you 0% interest for a year.

 

[ilvsocr00]

Hi gostrider!

I called Bank One the other day because I saw a promotional brochure advertising a rate of 7.9% fixed APR on the Disney Visa. They told me that the interest rate is 0% for the first six months and then the rate goes to something like 11% - would not give me the lower rate. All travel purchased through Disney also has a 0% rate for six months after purchase.

I travel alot and usually use my bank debit card for gas purchases - now I have switched to the Disney Visa and pay it off every month, since the money would normally come out of my checking account anyway. With such a high percentage rate, I don't see myself using the card for any big ticket items that I need to gradually pay off.

Hope this helps!