A number of our "musts" for WDW aren't on the DDP plan list - like V&A and the Swan/Dolphin restaurants. I'm not a dessert eater (I might eat 1 during the course of a trip), but I do enjoy a glass of champagne or something sweet for afters. I don't always want an entree - I might just want a salad and an app for dinner and I don't really dig being told what is or isn't "ok" to order. I did the DDP once and hated it. I couldn't eat what or where I wanted and I came out far worse from a monetary perspective. I do think it works great for people that want set meals or want to budget in advance, but it did not work for me, my DH or 2 of my friends, but that's just our habits and we weren't willing to change the what we eat nor were we willing to eat at places we don't really enjoy.... I do think you get a lot of the money using snack credits at F&W.