Hi
i will be going in Sept with two kids, wondering if we should go for the dinig plan?
ANy suggestions?
Thanks
The decision on whether the dining plan is "worth it" is very much a personal one for your party. I know that sounds very unhelpful, but for many reasons, the dining plan is a must for some people and a rip off for others. OP's have pointed out some of the variables so I won't rehash them but you really will need to look your needs and desires and crunch the numbers to work out if it is something that will work for you.
Keep an eye out for free dining in September, totally worth it at that price.
From our perspective we always go with free dining. We are big supporters of the dining plan but mainly because we don't pay for it (OK, that's not strictly true, we do pay for it but it's rolled in to the cost of the holiday through higher room rates!) If I were paying extra for it, it wouldn't be such a clear cut decision and I'd sit down and do the numbers.
The biggest "benefit" of the dining plan is not the "value for money". Can you save money on the dining plan vs. paying OOP? Absolutely, but that will depend on how much you (your whole party) eat and what types of food you prefer. The main benefit is undoubtedly convenience! Having the dining plan means you don't have to budget for meals, you don't need extra spends to pay for your food, you can eat what you want, when you want (within the plan you have) and it's all on your KTTW card so you don't have to carry as much cash.
We calculated the amount of money our food would have cost if we were not on the DDP and even if we had paid for it, we would have come out $500 ahead. (2 adults 1 child) However, some of the items we got during our stay we probably wouldn't have ordered if they were not "what you get with your credit".
For example, my daughter and I usually share a counter service meal for lunch. At Starring Rolls, we had the ham wedge sandwich, a bag of chips, a cup cake and a large drink (between us). I wouldn't necessarily have bought the chips if I were paying OOP. So I think there is something of a "false economy" involved because you feel obligated to have everything you're "allowed" to for your credit but don't always want it and wouldn't always have bought it if you paid OOP.
My advice would be make a "list" of where you definitely want to eat. Character meals, signatures etc. Add up how much those will cost OOP. Then estimate how much a counter service meal will cost you. Would you share with your kids? How many would you have to buy. Get a rough idea of the cost OOP and then compare it to the DDP cost.