dustysky said:My husband works fulltime, he makes more then $10. and under $20., I have just finished going back to school so that I can work to help our household. Even with what he makes, we are a family of 4 and we again, struggle very hard to make sure nothing is shut off at our house on a monthly basis. I hope that in the end we will have more money but it is not EASY or a FAST process.
My point is just that it is not an easy road and people who have not been there shouldn't even consider giving advise.
But yet you purchased APs for your family and frequent WDW often. You stay in hotels during your visits. You go to Universal and IOA. How are you poor? If you are struggling to keep your utilities going, how do you have extra money to do all of the "fun" things? I think this is what the wise people are saying on this thread. It is all about decisions. You are a family of four, you don't know month to month if you will have "anything shut off" in your house, yet you are staying in hotels and frequenting amusement parks. How does this happen?