I feel like we are struggling right now. My DH has been unemployed for about 27 months and he is looking but we live in a state with one of the highest unemployment rates. We can not sell b/c were upside down like everyone. I am fortunate I have a job with benefits that cover us but it is like every month we barley make it. The thread about could you find 2,000$ on another board was totally me. DH's unemployment has drained everything and while I work we have taken pay cuts the last 2 years. We have 2 kids so a job has to pay somewhat decent to make it worth it. I try to tell myself that doing things with my kids(both under 5) is important and we do a lot of cheap things like bake a cake, go to the park and splash park and library all free. I don't know what I am asking, maybe just commiseration that it doesn't last forever. I am paying debt down(student loan and medical for the most part) as I can and am looking into Dave Ramsey..it just seems like how can you pay down debt when you barley can pay day to day expenses. And before I get flamed, I have not been to WDW since 2005, my honeymoon, so no trips planned. Vacations are driving to the inlaws in another state..