Sorry you are going through this. I didn't read all the replies, so I'm not sure if this was asked or if you mentioned.
What is the actual principal balance of your mortgage. How much do you have in your 401K. Dave Ramsey does say you can raid the 401K to save yourself from foreclosure. You don't have to take it out all at once, you can get a monthly check from it to cover the mortgage payments.
Of course there will be penalties, but if it means saving your home it might be something that you have to do. TALK TO AN ACCOUNTANT FIRST.
Also cancel cable completely. With the Digital conversion, T.V. is free and with a good rooftop antennal and a convertor box, you no longer will have a monthly cable bill.
So if you have a nice amount in a 401K, that might be what will save your home.
Good Luck.
This will pass, but right now it seems like it wont.
What is the actual principal balance of your mortgage. How much do you have in your 401K. Dave Ramsey does say you can raid the 401K to save yourself from foreclosure. You don't have to take it out all at once, you can get a monthly check from it to cover the mortgage payments.
Of course there will be penalties, but if it means saving your home it might be something that you have to do. TALK TO AN ACCOUNTANT FIRST.
Also cancel cable completely. With the Digital conversion, T.V. is free and with a good rooftop antennal and a convertor box, you no longer will have a monthly cable bill.
So if you have a nice amount in a 401K, that might be what will save your home.
Good Luck.
This will pass, but right now it seems like it wont.