Does anyone know where I can get an accurate scale of Credit Rating Scores? When I search online I come up with several different scales. I'm wondering at what point is one considered to have excellent credit? Also if one does have excellent credit does it really matter where in that range the credit score lies? For instance if two people have "excellent" credit but one has a 750 score and the other has 800 or up does this really matter or is excellent credit just that excellent credit, good credit good and poor credit poor or is the actual credit score what matters?