I've signed up for Creation Rewards, Sunshine Rewards, and My Points. The Sunshine Rewards is VERY slow because I don't do any sign-ups that require credit card. Has anyone ever had a problem with this? Has your card ever been charged for a trial even when you cancel your membership? Also, has anyone ever been successful at using a Visa gift card for their credit card? It would be worth getting a $25 visa gift card (+ fee) in order to earn LOTS more! Any help would be appreciated. Thanks.