I only own a home so I 'm not that educated about these things but if I buy DVC from either Disney or a resaler like Timeshare what will the closing costs or fees be on top of the $/per point?? Do I pay maintence fees at closing? On top of maybe paying less through a resaler than Disney are there other things to be aware of like interest rates? What if I pay cash? Could I get a better price/per point?? Thanks for the education, I'm alittle nervous about the prospect of buying.