Ok...so I am thinking of a Dvc contract...my plan was to get a cheaper 100 point at VB or HHI and just use the points where we actually plan to stay. In a nutshell...I wanted enough points to cover a day or two at WDW before or after our annual DIsney Cruise, and maybe a day or two at Aulani as we vacation in Hawaii once a year a well. But alot of folks seem to think you need to buy where you stay...is it better to get two small contracts? One at a WDW resort and one at Auluani or can I make the VB idea work? We usually go off season, cruising in January/February and Hawaii in spring or fall. Thanks for the comments.