We are looking into purchasing our first DVC contract and are a little stuck on points. Right now it is just DW and I but down the road there will certainly be more of us. What I'm getting at is that currently we will only need a certain number of points per year but I'm sure down the road that number will increase as our family grows. Does it make sense to buy a contract with what seems like a greater number of points than we currently estimate to need and simply rent off our remaining points whenever we want? Is that what many people do? Or do most buy smaller contracts and add on more contracts as they go? It just seems as though a better value pp and closing is to be had in the larger contracts. Plus if we were to rent off say half of our points it would just about cover our MF in those years. Am I over analyzing things?