Here's the problem with those half priced deals that I don't think a lot of people realize...they're not advertised. It takes work to get those deals, sometimes more than people want to spend. I can respect that. For example, I paid $80pp, closing and 1/2 mf for my BLT contract with three years points around this time last year. The seller was asking $95. It took two or three exchanges back and forth, but that's the deal I got. I don't necessarily think that kind of deal is available now, but something similar can be had. Fortunately, half price deals aren't that difficult to find, primarily because Disney raised the resale prices at all of its resorts. You can easily still find HHI, VB, and OKW for more than half off. AKV and SSR can be found at half off with a little bit of work. BCV and BLT are possible but not likely and have the added problem of not passing ROFR. Until very recently you could get VWL for half off, but the resale prices on those contracts have skyrocketed, as have BWV and to a lesser extent VGC. What people sometimes like to do is talk about what a great deal they got but not talk about how much work it took to get it. I'm guilty of that as well. To get that BLT deal I mentioned above, I made probably between 10-15 offers. It's a lot of work, and to many people it's not worth it to save $1,000 up front. To me it's a bit of a hobby, so I enjoy putting in the time. So the way I see it is I get to have fun AND save money. But my guess is that very few people see it that way.