banking question

i currently have 144 pts for dec 2012 use year all pts for dec 2013 use year. I am making a reservation for dec 2013 but have not banked the pts from 2012 when do they take the pts, i know the order which they do take


what i want to do is wait to bank the pts from 2012 until later in the year

 

Dec UY banking month is July - is that your question?

 

Points are taken when you book the reservation. So, if you want to use your 2012 points for the 2013 vacation, you must bank them prior to making the reservation.