My DH and I bought an add-on at BCV. We also own at BWV and are banking 98 points from 2002. Next year, we plan to stay at BCV for a week using 104 of our 108 points, and also plan to stay at VB for 5 days using 60 of the 98 banked points. My question is how can we manage the banked points with regards to the 7 mo and 11 mo windows when we won't be using all of the points (38 points) for the VB stay. I know this is confusing, but we don't want to lose any of our banked points. Can we switch the points we are using once the 7 month window passes, or do we need to add days to use up our 38 points?